Real estate loans built around your goals. Tell us about your property and get indicative terms for your purchase, rental, renovation, or construction project.
Free and no obligation · When applicable, we can start with a soft credit pull that doesn't affect your score · We welcome clients in English, Portuguese, and Spanish.
By the time you talk to someone, you've usually settled on a product — and you're handed whatever that lender happens to sell. The questions that matter most often go unasked: Is this the right structure for your goals? What are you giving up? What else could you have compared?
Real estate financing is genuinely complex. Every borrower, property, and investment plan is different, and the wrong product — or the wrong moment to apply — can cost time, money, and opportunities you can't get back. The problem isn't that good options don't exist. It's that most people never get to see them side by side.
Kyon Capital lends for real estate purchases and projects. Share your plans, review indicative terms, and work with our team through application and closing.
We start by understanding your goals, not by quoting a number.
You'll understand the paths available to you before you commit to one.
No surprises on documents, costs, structure, or timeline — because we walk you through them first.
You don't need to know which loan is right before you reach out. That's exactly what we're here to help you figure out.
Explore mortgage financing and business-purpose real estate loans with one team. We help you identify the right program and move your financing forward.
For homebuyers and homeowners, we help you evaluate and compare mortgage paths — conventional, government-backed, jumbo, renovation, refinance, and alternative-documentation options — and connect you with the right licensed lending channel for your situation.
Explore Mortgage OptionsFor real estate investors, builders, and developers, we arrange business-purpose, asset-based capital through a broad lending network — or, when a deal calls for it, fund it directly with our own capital. Bridge, fix-and-flip, ground-up construction, and DSCR rental loans, structured around your project and your exit.
Explore Private Lending OptionsTwo paths to the same property. We help you compare them.
Kyon Capital was founded and is led by Dr. Marcos Medeiros, a finance and real estate professor and a 30-year capital-markets practitioner. That background shapes how the whole firm works: we explain financing the way a good teacher would, and we evaluate it the way someone who has structured capital at the highest levels does.
A free, no-obligation conversation to understand your goal.
We compare the paths that fit your situation, in plain English.
When you're ready: an application for a mortgage path, or a deal review for an investment.
Where available and appropriate, we can begin without affecting your credit score.
We tell you exactly what's needed and help you prepare a complete file.
A pre-approval review for mortgages, or a discussion of terms for a deal.
You choose your home or your investment.
Appraisal, title, insurance, and final review.
And a relationship that continues well beyond it.
Timelines vary by path and complexity and are subject to underwriting, documentation, valuation, title, and program guidelines.
Whatever stage you're at, the first step is the same: a conversation to understand what you're trying to do.
Patient guidance through your first purchase, including programs that may help with your down payment.
Capital that scales with your portfolio, evaluated deal by deal.
Acquisition and renovation capital structured around your project and your exit.
Construction financing released in stages as your project progresses.
Asset-based paths for international and nontraditional borrowers, served in your language.
Guidance on the home-financing benefits you've earned through your service.
Options for eligible rural and suburban properties.
We also regularly help self-employed borrowers, move-up buyers, and clients exploring refinance & cash-out, HELOC & home equity, reverse mortgage (HECM), jumbo, renovation, and down-payment assistance.
The more you understand, the better your decision. Our Resources section explains the concepts that actually drive your financing — in plain English, without the jargon.
Explore ResourcesWhether you're buying your first home, growing a portfolio, or financing your next project, it starts with a free, no-obligation conversation. Tell us your goal, and we'll respond within one business day.
mam@kyoncapital.com · 407-378-4072 · WhatsApp 407-777-1273 · We welcome you in English, Portuguese, and Spanish.
