← Who We Help

Capital that scales with your portfolio — evaluated deal by deal.

Whether you're acquiring your next rental or growing a portfolio, we help you compare your financing options and pressure-test the deal before you commit. Built for investors, by people who understand the math.

Your personal income shouldn't cap your portfolio.

Conventional financing underwrites you — your W-2, your DTI, your debt count — which is exactly the wrong lens for a serious investor. You hit a wall on financed properties, your tax returns understate your real position, and the bank's timeline doesn't match the deal's. Meanwhile, the financing options that do fit investors are scattered, jargon-heavy, and hard to compare on your own.

One advisor across both tracks — so you can actually compare.

We help you compare investor financing the way few sources can: mortgage paths (including conventional and DSCR-style options) and business-purpose private capital, side by side. And because we evaluate every deal against a clear framework — Borrower, Asset, Structure, Exit — you're not just getting capital, you're getting a second set of eyes on whether the deal pencils.

Options That May Fit
  • DSCR rental loans Qualify on the property's cash flow rather than your personal income; entity-friendly; built for scaling.
  • Bridge loans Move quickly on a deal, with a clear plan to refinance or sell.
  • Investor acquisition loans Asset-based capital when conventional financing doesn't fit the deal or the timeline.
  • Investor refinance / cash-out Pull equity back out to redeploy (a common BRRRR step).
  • Conventional investor financing Where it fits and you have the qualifying capacity.

Private lending products are business-purpose loans, not consumer mortgages. Availability depends on the deal and is subject to underwriting, valuation, title, insurance, documentation, and capital availability.

Questions We'll Ask
  • What's your strategy — buy-and-hold, value-add, or a mix?
  • What does this specific deal look like, and what's your timeline?
  • For a rental: what's the DSCR at today's payment?
  • What's your exit, and do you have a backup?
  • Are you holding in an entity, and what's your liquidity position?
Documents to Prepare

Entity documents · the deal details (purchase price, property) · projected or actual rents / rent roll · valuation support · reserves/liquidity documentation · insurance information.

How It Works

Consultation → Deal Review → Application or Term Discussion → Documents → Pre-Approval or Terms → Property/Deal Selection → Underwriting → Closing. (Subject to underwriting, valuation, title, insurance, documentation, and capital availability.)

Common Mistakes to Avoid
  • Over-leveraging — borrowing to the max without stress-testing the cash flow.
  • A single, optimistic exit — no backup if the market or timeline shifts.
  • Ignoring true cost of capital — a deal that works on paper but not after financing costs.
  • Thin reserves — no cushion for vacancy, repairs, or carrying costs.
  • Forcing the wrong product — using a flip loan for a hold, or a conventional loan where DSCR fits better.
FAQ
Can I qualify based on the property instead of my income?
Often yes — DSCR loans qualify on the property's cash flow rather than your personal income, depending on the deal and your profile.
Can I close in my LLC?
Frequently, yes — investor deals often close in an entity. We'll confirm what fits your situation.
Do you fund the loan or arrange it?
Both — most deals are placed through our lending network; in certain cases Kyon funds directly with its own capital. (Subject to capital availability.)
Is there a limit on how many properties I can finance?
It depends on the product and the deal; investor-focused options are often more flexible than conventional limits. We'll talk specifics.
What does the consultation cost?
Nothing, and we're compensated only if your deal closes.

Bring us the deal.

We'll help you pressure-test it. A Kyon specialist responds within one business day.

mam@kyoncapital.com · 407-378-4072 · WhatsApp 407-777-1273 · English · Português · Español